Ensure immediate access to essential funds during financial turmoil, legal threats, natural disasters, or political instability. Don’t get caught unprepared.
In today’s unpredictable world, events ranging from geopolitical instability and economic shocks to natural disasters or personal crises can instantly jeopardise access to essential financial resources.
Think of it as your financial first-aid kit – a readily accessible pool of resources held securely offshore, available even if your domestic assets are frozen or inaccessible due to capital controls, litigation, or infrastructure collapse during a crisis.
Your proactive solution. We help you place essential liquid funds securely offshore.
It’s a complete crisis preparedness package:
Ensure immediate access to essential funds during financial turmoil, legal threats, natural disasters, or political instability. Don’t get caught unprepared.
Imagine this:
In today’s world, relying solely on domestic banking leaves you vulnerable. When crisis hits, access to your own money can vanish overnight.
A Financial Go Plan provides a resilient financial backup, ensuring you can access vital funds when traditional financial systems are disrupted or your primary assets become unreachable. We are all at risk of at least 3 of these examples at any one time.
Why it’s a Risk: Rapid loss of currency value or extreme inflation devastates savings and purchasing power, making everyday essentials unaffordable.
Lebanon: Tony Yazbeck, a Lebanese entrepreneur, shared his personal story of going from a comfortable lifestyle with thriving businesses to having only $70 to his name as hyperinflation took hold. He described the struggle to pay rent, school fees, and afford basic groceries as his savings evaporated and the price of bread and fuel skyrocketed.
Turkey: A citizen named Usta in Turkey expressed her anxiety and hardship due to the plunging lira and high inflation, stating, “I keep cutting back and cutting back so that I can afford to live, so I can pay for gas and electricity. But how much more can I cut back?”.
Venezuela (2016-Present)
Zimbabwe (Notably 2008-2009, with ongoing currency instability)
Argentina (Ongoing, with significant devaluations in the last decade)
Sri Lanka (2019-2024)
Why it’s a Risk: Governments can restrict access to your own money in banks, limiting withdrawals and international transfers, to prevent capital flight during crises.
Greece: During the 2015 capital controls, Greek bar owners and small business owners like Lelos Georgopoulos reported customers consuming less, opting for cheaper drinks, and facing shortages of imported ingredients due to restrictions on international payments.
Cyprus: In 2013, capital controls in Cyprus limited cash withdrawals for individuals to €300 per day. Students studying abroad faced restrictions, only able to receive up to €10,000 per term from their immediate family.
Iceland (2008-2017): Following its banking system collapse in 2008,
Argentina (Various periods, including recent years): Argentina has repeatedly implemented capital controls.
Ukraine (2014-Present, intensified after 2022): Following the 2014 crisis and, more significantly, after the full-scale Russian invasion in 2022, Ukraine’s central bank implemented various capital controls.
Why it’s a Risk: Bank insolvencies can lead to loss of deposits above insured limits, or a “bail-in” where depositor funds are used to rescue the bank.
Examples:
Cyprus Bail-In (General Impact): The 2013 Cyprus bail-in directly impacted any depositor with over €100,000 in the affected banks. These individuals saw portions of their savings converted to bank equity or lost, causing significant distress and financial loss.
Silicon Valley Bank (SVB) Scare & Small Businesses/Employees (USA, 2023): Though SVB served many tech startups, the employees of these startups faced uncertainty. The failure raised immediate concerns about these companies’ ability to make payroll.
Notable Others:
Signature Bank, USA (2023): Shortly after SVB, Signature Bank also failed.
Credit Suisse, Switzerland (2023): While not a typical depositor bail-in, the collapse and emergency takeover of Credit Suisse by UBS involved the wipeout of CHF 16 billion.
Banco Popular, Spain (2017): This was the first bank to be resolved under the EU’s new Bank Recovery and Resolution Directive (BRRD). Shareholders and holders of AT1 and Tier 2 bonds lost their investments entirely to facilitate the sale of the bank to Santander for €1. While insured depositors were protected, it showed the mechanism for imposing losses on investors and a more streamlined approach to bank failure.
Why it’s a Risk: Conflict and unrest lead to displacement, destruction of homes, and loss of access to local bank accounts and assets left behind.
Examples:
Ukraine: Raisa, a grandmother displaced from the Donetsk region with her granddaughter due to the war, described their “hopeless situation,” living in a collective shelter and struggling to survive on a small pension as prices skyrocketed. Olena, a mother of three displaced six times, spoke of having nothing to pay bills with and her village being “completely burned to the ground,” with no home to return to.
Afghanistan: After the Taliban takeover, ordinary Afghans like Ahmad from Herat and Baseer from Kabul closed their bank accounts. They cited frustration with withdrawal limits and a general loss of confidence in the banking system, making it hard to access their own money for daily needs.
Notable Others:
Syria (2011-Present): The Syrian civil war has resulted in massive displacement and widespread destruction of property.
Yemen (2014-Present): The ongoing civil war has created movement restrictions.
Why it’s a Risk: Homes can be destroyed or made inaccessible, meaning any cash, gold, or valuables stored at home are lost or unreachable.
Examples:
Hurricane Ian, USA (2022): A client of ours (an attorney), lost their home in Hurricane Ian. They had a long battle with insurance. The loss of the home itself and all contents, and the prolonged displacement and financial struggle that followed. Our team was able to assist with relocation and liquidity in less than 24 hours.
Montreal House Fire, Canada (2024): Sabrina Dufaan and her family became homeless after an accidental fire destroyed their apartment. She stated they lost all their belongings, and crucially, “the little money in savings they had was in their kitchen.
Notable Others:
Hurricane Katrina, USA (2005): Many residents were displaced for months, if not permanently.
Australian Bushfires (e.g., 2019-2020 “Black Summer”): Massive bushfires destroyed thousands of homes across several states. Residents evacuated with little notice, and many returned to find their properties and all contents, including any hidden savings or valuables, completely incinerated.
California (2025): From January 7 to 31, 2025, a series of 14 destructive wildfires affected the Los Angeles metropolitan area and San Diego County in California.
Why it’s a Risk: Bank accounts can be frozen without warning due to court orders, suspicion of illicit activity (even if mistaken), or administrative errors, cutting off access to funds.
Examples:
UK Account Freezing Orders (General Impact on Innocents): Legal firms in the UK report that “it is not uncommon for innocent individuals to find their accounts unexpectedly frozen” due to Account Freezing Orders (AFOs) obtained by authorities.
US Citizen’s Bank Account Mistakenly Frozen: A client shared an experience where their bank account was suddenly closed/frozen, allegedly due to “fraud,” despite the client claiming no illegal activity. He faced a long struggle to get an explanation and funds returned.
Notable Others:
Sanctions against Russian Oligarchs/Businessmen (2014-Present, escalated 2022): Many have had their assets in Western jurisdictions (bank accounts, property, yachts) frozen by international sanctions.
Individuals Under Investigation: It’s common for law enforcement or tax authorities worldwide to freeze bank accounts of individuals or businesses pending investigation.
Disputed International Transactions: Businesses involved in international trade can find funds held in escrow or in foreign bank accounts frozen.
Politically Exposed Persons (PEPs): Individuals classified as PEPs often face heightened scrutiny with their bank accounts.
Examples:
Travelers in Singapore (Feb 2025): During a week-long operation at Singapore’s checkpoints, five ordinary travellers (described by age and gender, not as high-profile figures) were caught trying to enter or depart with undeclared cash in various currencies (amounts like $23,000, $50,000, $34,000, $42,000, $93,000). One was warned, and the other four were fined a total of $21,000.
US Travellers at Dulles Airport (March 2025): U.S. Customs and Border Protection (CBP) officers seized over $52,000 in unreported currency in two separate incidents from U.S. citizens travelling internationally. One traveller declared $8,000 then $30,000, but had $33,922; another declared $14,200 but possessed $18,750. These amounts, while significant, are within the realm of what a non-billionaire might possess for various reasons. Research the Cody James case Charlotte-Douglas International Airport 2021.
UK Police Seize 1,000 from driver who broke no laws: British Police during a traffic stop performed a search on a driver and found him in possession of 1,056 British pounds. This was seized as the police officer felt it was a large enough amount of money to suspect criminality.
Why it’s a Risk: While often perceived as secure, safety deposit boxes are not immune to robbery or seizure, especially if the providing institution itself is implicated in criminal activity or if law enforcement obtains a warrant believed to cover the boxes.
Examples:
FBI Raid on US Private Vaults, Beverly Hills (March 2021): The FBI raided US Private Vaults. They seized the contents of around 1,400 safe deposit boxes, including cash (reportedly $86 million), gold, jewellery, and other valuables. While the warrant did not authorize a criminal search or seizure of individual box contents for renters not suspected of crimes, agents inventoried everything. Many box holders not accused of any crime had their assets seized and faced a lengthy, complicated process (civil asset forfeiture) to try and reclaim them.
Civil Asset Forfeiture Concerns: Even if not initially targeted, if contents of a safety deposit box (e.g., large sums of unexplained cash) are discovered during a broader legitimate search of a facility (or even of an adjacent problematic box), authorities in some jurisdictions might attempt to seize those assets under civil asset forfeiture laws.
Think of your Financial Go Plan like a super-smart first aid kit for your financial security. It’s not just one thing, but a few clever pieces working together to make sure you’re covered, no matter what.
Element 1: Precious Metals – The Bedrock of Stability (50%)
Element 2: Diversified Cash Deposits – Liquid & Accessible (25%)
Element 3: Managed Debit/Credit Card – Instant Spending Power (25%)
Element 4: Secure Document Storage – Protecting Your Vital Information
Element 5: 24/7 Hub Team Support – Your Lifeline in Any Situation
Offshore Zen offers two primary structures for the Financial Go Plan, catering to different needs and asset levels:
| Pros | Cons |
| Rapid Setup: Accounts and asset allocation can be established very quickly, often within 24 hours. | Less Direct Control: You do not directly manage the underlying bank, bullion, or card accounts; Offshore Zen handles this. |
| High Convenience & Value: Requires minimal effort from you; Offshore Zen manages the entire structure and asset allocation. You save on fees and buying costs. Worth 3 to 5% in savings. | Ongoing Annual Fee: There is an annual management fee (e.g., $300 USD with Offshore Zen), although this may often be covered by interest earned on cash deposits. |
| Enhanced Asset Protection: Assets are held within a managed structure, offering a higher degree of shielding from personal litigation or asset freezes compared to accounts held directly in your name. | For smaller amounts: Generally recommended for Plans valued below $50,000, in essential emergency funds. |
| Ideal for Essential Emergency Funds: Perfect for quickly securing a liquid emergency fund without the complexities of setting up individual offshore entities. | Predetermined Asset Allocation: While strategically diversified (e.g., 50% gold, 25% foreign currency, 25% card), there’s less flexibility for you to dictate custom allocations compared to a self-managed plan. |
| Full Access to Hub Concierge Services: Includes 24/7 crisis support for travel, legal, logistics, secure document storage, and emergency assistance. | |
| Professional Management: Assets are managed by experts who understand offshore structuring and crisis preparedness. |
| Pros | Cons |
| Direct Control & Ownership: You have full personal control over your offshore bank, bullion, and card accounts. | Slower Setup Time: Establishing offshore companies (if used) and individual accounts can take up to 3 months or more. |
| Flexibility in Choices: You can choose specific banks, bullion dealers, and card providers (with guidance from Offshore Zen). | Higher Client Involvement: Requires more of your time, effort, and understanding to manage the accounts and any associated company structures. |
| Potentially More Cost-Effective for Larger Sums (Long-Term): The one-time setup fee may be more economical than ongoing management fees if you are safeguarding a significant amount for an extended period. | Higher Initial Setup Cost: Involves an upfront fee (e.g., $1200 USD with Offshore Zen) to cover assistance with company formation, bank introductions, etc. |
| Transparency: You have direct visibility into all account activities and holdings. | Asset Risk (if held directly in personal name): Assets held directly in your personal name offshore, while providing separation from your home country, may still be more susceptible to freezes or legal actions targeting you personally compared to assets in a managed structure or a well-structured offshore company. |
| Full Access to Hub Concierge Services: Clients still benefit from 24/7 crisis support for travel, legal, logistics, etc. | Complexity: Setting up and managing offshore entities and accounts can be complex, requiring careful attention to legal and compliance requirements. |
| Customizable Structure: Can be tailored precisely to your needs, especially when using an offshore company structure for enhanced asset protection. | Ongoing Maintenance (for company structures): If an offshore company is used, there will be ongoing maintenance, filing requirements, and potential costs associated with that entity. |
Ultimately, the value of a Financial Go Plan lies in the resilience and peace of mind it provides. Knowing you have swift, secure access to internationally diversified financial resources, cash, multi-currency accounts, and precious metals offers stability against unforeseen political, economic, or personal challenges.
It ensures your ability to act decisively, protects your freedom of movement, and supports your need for financial discretion. Let Offshorezen help you build this vital layer of personal preparedness.
In essence, a Financial Go Plan is more than a safety net; it’s a strategic framework for ensuring your personal freedom and control in an unpredictable world. By structuring immediate access to diversified assets across international jurisdictions, including multiple currencies and precious metals, it safeguards your financial independence from localised disruptions like banking freezes or restrictions. Critically, this preparedness also underpins your global mobility and enhances financial privacy when needed most.
Our 24/7 client Hub service offers all of our clients support in normal day-to-day activities as well as in times of crisis.
As such, our growth is limited to ensure an ongoing high-value service for all our clients.
The Financial Go Plan (Formerly Pack) is a tailored financial safety net designed to ensure immediate liquidity, asset protection, and strategic support during emergencies. Whether it's a natural disaster, political unrest, or personal crisis, this plan ensures you’re prepared to act quickly and protect your financial stability.
With an Offshorezen Managed Go Plan cash is available immediately via card or transfer or MoneyGram. Gold held in storage can normally be sold and converted to cash with 2 hours during working hours.
For self managed go plans the international banking partnerships, funds can typically be accessed via card immediately. Either way ensuring you have immediate liquidity when it matters most.
Absolutely. In addition to ensuring liquidity, we provide crisis management support, relocation assistance, and access to a global network of experts, including legal and logistical specialists. We are By your side 24/7.
Yes, payments are flexible for example you may wish to start your plan around the $9,000 USD level for increased confidentiality.
It is really a question of control. With a managed plan the funds and assets sit under our segregated trusts, or in client Escrow. This means the assets are outside your estate and protected from the many risks discussed above. This benefit comes without cost to you.
With a managed plan you will set up offshore accounts directly in your name reducing the protection. You could setup offshore vehicles to add a layer of protection but at increased costs sometimes disproportionally high. Go Plans are designed to provide 3 months liquidity while you overcome a crisis. The size should reflect this. For longer term planning our Escape Plans and Offshore Plans are more appropriate.
Yes, payments are flexible for example you may wish to start your plan around the $9,000 USD level for increased confidentiality.
Yes. Each plan is tailored to align with your specific financial situation, risk tolerance, and goals. Normally you should plan for 3 months of liquidity. This number will vary client to client. The minimum Go Plan is USD$10,000, but this can be built up over a number of smaller payments if required.
We assess your unique circumstances to build a robust, personalized solution that's best for you. Some plans are a mixture of managed and self managed.
The Go Plan is designed for short term emergency preparedness, and forms part of an overall long term plan. The Escape Plans and Offshore Plans include components like tax optimization, asset protection, and investment strategies to secure and grow your wealth in the long term. During your Free meeting we will happily discuss your long term plans to see how we can help.
Contact us today, we will give you the best impartial advice.
Complete our Free meeting form, or give us a nudge on the live chat, Whatsapp or Telegram. Or contact us here.
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